@import url(https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&display=swap);body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Fira Sans,Droid Sans,Helvetica Neue,sans-serif;margin:0}code{font-family:source-code-pro,Menlo,Monaco,Consolas,Courier New,monospace}:root{--primary:#4361ee;--primary-light:#e2e8ff;--primary-dark:#3a56d4;--secondary:#2ec4b6;--accent:#ff9f1c;--danger:#e71d36;--text-dark:#1f2937;--text-light:#6b7280;--text-muted:#9ca3af;--bg-light:#f8fafc;--bg-gray:#f1f5f9;--shadow-sm:0 1px 2px 0 #0000000d;--shadow-md:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f;--shadow-lg:0 10px 15px -3px #0000001a,0 4px 6px -2px #0000000d;--shadow-xl:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a;--radius-sm:6px;--radius-xl:24px}[data-theme=dark]{--text-dark:#f9fafb;--text-light:#d1d5db;--text-muted:#9ca3af;--bg-light:#111827;--bg-white:#1f2937;--bg-gray:#374151;--border-light:#4b5563;--shadow-sm:0 1px 2px 0 #0000004d;--shadow-md:0 4px 6px -1px #0000004d,0 2px 4px -1px #0003;--shadow-lg:0 10px 15px -3px #0000004d,0 4px 6px -2px #0003;--shadow-xl:0 20px 25px -5px #0000004d,0 10px 10px -5px #0003}*{box-sizing:border-box;margin:0;padding:0}input[type=number]{-webkit-appearance:none;-moz-appearance:textfield}input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input{font-family:inherit;font-weight:500;letter-spacing:.01em}.sr-only{clip:rect(0,0,0,0);border:0;height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;white-space:nowrap;width:1px}.skip-link{background:#4361ee;background:var(--primary);border-radius:4px;color:#fff;font-weight:600;left:6px;padding:8px;position:absolute;text-decoration:none;top:-40px;z-index:1000}.skip-link:focus{top:6px}:focus-visible{border-radius:4px;outline:2px solid #4361ee;outline:2px solid var(--primary);outline-offset:2px}@media (prefers-reduced-motion:reduce){*,:after,:before{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;transition-duration:.01ms!important}}@media (prefers-contrast:high){:root{--primary:navy;--secondary:green;--text-dark:#000;--text-light:#333;--border-light:#666}[data-theme=dark]{--primary:#66f;--secondary:#6f6;--text-dark:#fff;--text-light:#ccc;--border-light:#999}}@media print{.app-footer,.app-header,.progress-indicator,.theme-toggle{display:none!important}.app{background:#fff!important;color:#000!important}.main-content{border:1px solid #ccc!important;box-shadow:none!important}}body{background-color:#f8fafc;background-color:var(--bg-light);color:#1f2937;color:var(--text-dark);font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.6;transition:background-color .3s ease,color .3s ease}.app{display:flex;flex-direction:column;min-height:100vh}.app-header{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fff;background:var(--bg-white);border-bottom:1px solid #e2e8f0;border-bottom:1px solid var(--border-light);padding:1rem 0;position:-webkit-sticky;position:sticky;top:0;transition:all .3s ease;z-index:100}.header-content{justify-content:space-between;margin:0 auto;max-width:1200px;padding:0 1rem}.header-content,.logo{align-items:center;display:flex}.logo{gap:.75rem}.logo-icon{background:linear-gradient(135deg,#4361ee,#2ec4b6);background:linear-gradient(135deg,var(--primary) 0,var(--secondary) 100%);border-radius:12px;border-radius:var(--radius-md);box-shadow:0 1px 2px 0 #0000000d;box-shadow:var(--shadow-sm);color:#fff;padding:.75rem;transition:all .3s ease}.logo-icon:hover{box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f;box-shadow:var(--shadow-md);transform:scale(1.05)}.logo h1{-webkit-text-fill-color:#0000;background:linear-gradient(135deg,#4361ee,#2ec4b6);background:linear-gradient(135deg,var(--primary) 0,var(--secondary) 100%);-webkit-background-clip:text;background-clip:text;font-size:1.75rem;font-weight:700;margin:0}.theme-toggle{align-items:center;background:#f1f5f9;background:var(--bg-gray);border:1px solid #e2e8f0;border:1px solid var(--border-light);border-radius:12px;border-radius:var(--radius-md);color:#1f2937;color:var(--text-dark);cursor:pointer;display:flex;font-size:1.25rem;justify-content:center;min-height:44px;min-width:44px;padding:.75rem;transition:all .2s ease}.theme-toggle:hover{background:#e2e8ff;background:var(--primary-light);border-color:#4361ee;border-color:var(--primary);color:#4361ee;color:var(--primary);transform:scale(1.05)}.app-main{flex:1 1;padding:2rem 0}.container{margin:0 auto;max-width:1400px;padding:0 1rem}.results-container{margin:0 auto;max-width:1600px;padding:0 1.5rem}.progress-indicator{align-items:center;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fff;background:var(--bg-white);border:1px solid #e2e8f0;border:1px solid var(--border-light);border-radius:24px;border-radius:var(--radius-xl);box-shadow:0 1px 2px 0 #0000000d;box-shadow:var(--shadow-sm);display:flex;justify-content:center;margin-bottom:2rem;overflow:hidden;padding:1rem;position:relative}.progress-indicator:before{background:linear-gradient(90deg,#4361ee,#2ec4b6);background:linear-gradient(90deg,var(--primary) 0,var(--secondary) 100%);content:"";height:2px;left:0;opacity:.3;position:absolute;right:0;top:0}[data-theme=dark] .progress-indicator{background:#fff;background:var(--bg-white);border-color:#e2e8f0;border-color:var(--border-light);box-shadow:0 4px 6px -1px #0006,0 2px 4px -1px #0000004d}[data-theme=dark] .progress-indicator:before{opacity:.6}.step{align-items:center;border-radius:16px;border-radius:var(--radius-lg);color:#9ca3af;color:var(--text-muted);display:flex;font-weight:500;gap:.75rem;padding:1rem 1.5rem;position:relative;transition:all .3s ease}.step.active{background:linear-gradient(135deg,#e2e8ff,#2ec4b61a);background:linear-gradient(135deg,var(--primary-light) 0,#2ec4b61a 100%);box-shadow:0 1px 2px 0 #0000000d;box-shadow:var(--shadow-sm);color:#4361ee;color:var(--primary);transform:scale(1.02)}.step.completed{color:#10b981;color:var(--success)}[data-theme=dark] .step{color:#6b7280;color:var(--text-light)}[data-theme=dark] .step.active{background:linear-gradient(135deg,#4361ee33,#2ec4b61a);color:#4361ee;color:var(--primary)}[data-theme=dark] .step.completed{color:#10b981;color:var(--success)}.step-icon{align-items:center;background:#f1f5f9;background:var(--bg-gray);border-radius:12px;border-radius:var(--radius-md);box-shadow:0 1px 2px 0 #0000000d;box-shadow:var(--shadow-sm);display:flex;justify-content:center;padding:.75rem;transition:all .3s ease}.step.active .step-icon{background:linear-gradient(135deg,#4361ee,#2ec4b6);background:linear-gradient(135deg,var(--primary) 0,var(--secondary) 100%);transform:scale(1.1)}.step.active .step-icon,.step.completed .step-icon{box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f;box-shadow:var(--shadow-md);color:#fff}.step.completed .step-icon{background:#10b981;background:var(--success)}[data-theme=dark] .step-icon{background:#f1f5f9;background:var(--bg-gray);box-shadow:0 1px 2px 0 #0006}[data-theme=dark] .step.active .step-icon{background:linear-gradient(135deg,#4361ee,#2ec4b6);background:linear-gradient(135deg,var(--primary) 0,var(--secondary) 100%);box-shadow:0 4px 6px -1px #0006,0 2px 4px -1px #0000004d;color:#fff}[data-theme=dark] .step.completed .step-icon{background:#10b981;background:var(--success);box-shadow:0 4px 6px -1px #0006,0 2px 4px -1px #0000004d;color:#fff}.step-connector{background:linear-gradient(90deg,#e2e8f0,#e2e8ff 50%,#e2e8f0);background:linear-gradient(90deg,var(--border-light) 0,var(--primary-light) 50%,var(--border-light) 100%);border-radius:1px;height:2px;margin:0 1rem;position:relative;width:4rem}.step-connector:after{background:linear-gradient(90deg,#0000,#e2e8ff 50%,#0000);background:linear-gradient(90deg,#0000 0,var(--primary-light) 50%,#0000 100%);border-radius:3px;content:"";height:6px;left:0;opacity:.3;position:absolute;right:0;top:-2px}[data-theme=dark] .step-connector{background:linear-gradient(90deg,#e2e8f0,#4361ee4d 50%,#e2e8f0);background:linear-gradient(90deg,var(--border-light) 0,#4361ee4d 50%,var(--border-light) 100%)}[data-theme=dark] .step-connector:after{background:linear-gradient(90deg,#0000,#4361ee66 50%,#0000);opacity:.5}.hero-section{margin-bottom:2rem;padding:1rem 0;text-align:center}.hero-section h2{-webkit-text-fill-color:#0000;background:linear-gradient(135deg,#4361ee,#2ec4b6);background:linear-gradient(135deg,var(--primary) 0,var(--secondary) 100%);-webkit-background-clip:text;background-clip:text;color:#1f2937;color:var(--text-dark);font-size:2rem;font-weight:700;margin-bottom:.75rem}.hero-section p{color:#6b7280;color:var(--text-light);font-size:1rem;line-height:1.6;margin:0 auto 1.5rem;max-width:600px}.features-section{padding:2rem 0}.features-grid{grid-gap:2rem;display:grid;gap:2rem;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));margin:0 auto;max-width:1000px}.feature-card{align-items:flex-start;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fff;background:var(--bg-white);border:1px solid #e2e8f0;border:1px solid var(--border-light);border-radius:24px;border-radius:var(--radius-xl);box-shadow:0 1px 2px 0 #0000000d;box-shadow:var(--shadow-sm);display:flex;gap:1.5rem;overflow:hidden;padding:2rem;position:relative;transition:all .4s ease}.feature-card:before{background:linear-gradient(90deg,#4361ee,#2ec4b6 50%,#ff9f1c);background:linear-gradient(90deg,var(--primary) 0,var(--secondary) 50%,var(--accent) 100%);content:"";height:3px;left:0;opacity:0;position:absolute;right:0;top:0;transition:opacity .4s ease}.feature-card:hover{border-color:#e2e8ff;border-color:var(--primary-light);box-shadow:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a;box-shadow:var(--shadow-xl);transform:translateY(-8px)}.feature-card:hover:before{opacity:1}.feature-card:first-child:hover:before{background:linear-gradient(90deg,#4361ee,#2ec4b6);background:linear-gradient(90deg,var(--primary) 0,var(--secondary) 100%)}.feature-card:nth-child(2):hover:before{background:linear-gradient(90deg,#2ec4b6,#ff9f1c);background:linear-gradient(90deg,var(--secondary) 0,var(--accent) 100%)}.feature-card:nth-child(3):hover:before{background:linear-gradient(90deg,#ff9f1c,#4361ee);background:linear-gradient(90deg,var(--accent) 0,var(--primary) 100%)}.feature-icon{align-items:center;background:linear-gradient(135deg,#e2e8ff,#2ec4b61a);background:linear-gradient(135deg,var(--primary-light) 0,#2ec4b61a 100%);border-radius:16px;border-radius:var(--radius-lg);box-shadow:0 1px 2px 0 #0000000d;box-shadow:var(--shadow-sm);color:#4361ee;color:var(--primary);display:flex;flex-shrink:0;justify-content:center;min-height:60px;min-width:60px;padding:1.25rem;transition:all .4s ease}.feature-card:first-child .feature-icon{background:linear-gradient(135deg,#e2e8ff,#4361ee1a);background:linear-gradient(135deg,var(--primary-light) 0,#4361ee1a 100%);color:#4361ee;color:var(--primary)}.feature-card:nth-child(2) .feature-icon{background:linear-gradient(135deg,#2ec4b633,#2ec4b61a);color:#2ec4b6;color:var(--secondary)}.feature-card:nth-child(3) .feature-icon{background:linear-gradient(135deg,#ff9f1c33,#ff9f1c1a);color:#ff9f1c;color:var(--accent)}.feature-card:hover .feature-icon{box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f;box-shadow:var(--shadow-md);transform:scale(1.1) rotate(5deg)}.feature-content{flex:1 1}.feature-card h3{color:#1f2937;color:var(--text-dark);font-size:1.25rem;font-weight:700;line-height:1.3;margin:0 0 .75rem}.feature-card p{color:#6b7280;color:var(--text-light);font-size:.95rem;line-height:1.5;margin:0}[data-theme=dark] .feature-card{background:#fff;background:var(--bg-white);border-color:#e2e8f0;border-color:var(--border-light);box-shadow:0 4px 6px -1px #0000004d,0 2px 4px -1px #0003}[data-theme=dark] .feature-card:hover{border-color:#e2e8ff;border-color:var(--primary-light);box-shadow:0 20px 25px -5px #0006,0 10px 10px -5px #0000004d}[data-theme=dark] .feature-icon{box-shadow:0 1px 2px 0 #0000004d}[data-theme=dark] .feature-card:hover .feature-icon{box-shadow:0 4px 6px -1px #0000004d,0 2px 4px -1px #0003}.main-content{border:1px solid #e2e8f0;border:1px solid var(--border-light);border-radius:24px;border-radius:var(--radius-xl);box-shadow:0 10px 15px -3px #0000001a,0 4px 6px -2px #0000000d;box-shadow:var(--shadow-lg);overflow:hidden}.app-footer,.main-content{background:#fff;background:var(--bg-white)}.app-footer{border-top:1px solid #e2e8f0;border-top:1px solid var(--border-light);color:#9ca3af;color:var(--text-muted);font-size:.875rem;margin-top:auto;padding:1.5rem 0;text-align:center}@media (max-width:768px){.header-content{padding:0 1rem}.logo h1{font-size:1.25rem}.hero-section h2{font-size:2rem}.hero-section p{font-size:1rem}.features-grid{gap:1rem;grid-template-columns:1fr}.progress-indicator{flex-direction:column;gap:1rem}.step-connector{height:2rem;margin:.5rem 0;width:2px}.step{justify-content:center;width:100%}}@media (max-width:480px){.app-main{padding:1rem 0}.container{padding:0 .5rem}.hero-section{margin-bottom:2rem}.hero-section h2{font-size:1.75rem}.feature-card{padding:1rem}}:root{--primary:#4f46e5;--primary-light:#818cf8;--primary-dark:#3730a3;--primary-rgb:79,70,229;--secondary:#06b6d4;--accent:#f59e0b;--success:#10b981;--warning:#f59e0b;--danger:#ef4444;--bg-primary:#fff;--bg-secondary:#f8fafc;--bg-tertiary:#f1f5f9;--bg-white:#fff;--bg-gray:#f8fafc;--text-primary:#0f172a;--text-secondary:#475569;--text-tertiary:#64748b;--text-dark:#0f172a;--text-light:#64748b;--border-light:#e2e8f0;--border-medium:#cbd5e1;--border-dark:#94a3b8;--shadow-sm:0 1px 2px 0 #00000008;--shadow-md:0 4px 6px -1px #00000012,0 2px 4px -2px #00000012;--shadow-lg:0 10px 15px -3px #00000014,0 4px 6px -4px #00000014;--shadow-xl:0 20px 25px -5px #0000001a,0 8px 10px -6px #0000001a;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:20px;--radius-2xl:24px;--spacing-xs:0.25rem;--spacing-sm:0.5rem;--spacing-md:0.75rem;--spacing-lg:1rem;--spacing-xl:1.25rem;--spacing-2xl:1.5rem;--spacing-3xl:2rem}[data-theme=dark]{--bg-primary:#0f172a;--bg-secondary:#1e293b;--bg-tertiary:#334155;--bg-white:#1e293b;--bg-gray:#334155;--text-primary:#f1f5f9;--text-secondary:#cbd5e1;--text-tertiary:#94a3b8;--text-dark:#f1f5f9;--text-light:#94a3b8;--border-light:#334155;--border-medium:#475569;--border-dark:#64748b;--shadow-sm:0 1px 2px 0 #0003;--shadow-md:0 4px 6px -1px #0000004d,0 2px 4px -2px #0000004d;--shadow-lg:0 10px 15px -3px #0006,0 4px 6px -4px #0006;--shadow-xl:0 20px 25px -5px #00000080,0 8px 10px -6px #00000080}.retirement-form{background:#0000;margin:0 auto;max-width:1200px;padding:1.25rem;padding:var(--spacing-xl)}.section-nav{background:#fff;background:var(--bg-white);border:1px solid #e2e8f0;border:1px solid var(--border-light);border-radius:24px;border-radius:var(--radius-2xl);margin-bottom:1.25rem;margin-bottom:var(--spacing-xl);padding:.5rem;padding:var(--spacing-sm);position:-webkit-sticky;position:sticky;top:1rem;top:var(--spacing-lg);z-index:10}.nav-item,.section-nav{display:flex;gap:.5rem;gap:var(--spacing-sm)}.nav-item{align-items:center;background:#0000;border:none;color:#475569;color:var(--text-secondary);cursor:pointer;flex:1 1;font-size:.95rem;font-weight:600;justify-content:center;min-height:48px;overflow:hidden;padding:.75rem 1rem;padding:var(--spacing-md) var(--spacing-lg);position:relative;transition:all .3s cubic-bezier(.4,0,.2,1)}.nav-item,.nav-item:before{border-radius:20px;border-radius:var(--radius-xl)}.nav-item:before{background:linear-gradient(135deg,#4f46e5,#3730a3);background:linear-gradient(135deg,var(--primary) 0,var(--primary-dark) 100%);bottom:0;content:"";left:0;opacity:0;position:absolute;right:0;top:0;transition:opacity .3s ease;z-index:-1}.nav-item:hover:not(.active){background:#f1f5f9;background:var(--bg-tertiary);box-shadow:0 4px 6px -1px #00000012,0 2px 4px -2px #00000012;box-shadow:var(--shadow-md);color:#0f172a;color:var(--text-primary);transform:translateY(-2px)}.nav-item.active{box-shadow:0 8px 32px #4f46e566;box-shadow:0 8px 32px rgba(var(--primary-rgb),.4);color:#fff;transform:translateY(-2px)}.nav-item.active:before{opacity:1}.form-content{margin:0 auto;max-width:1200px;padding-bottom:.75rem;padding-bottom:var(--spacing-md)}.form-section{background:#fff;background:var(--bg-white);border:1px solid #e2e8f0;border:1px solid var(--border-light);border-radius:24px;border-radius:var(--radius-2xl);margin-bottom:1.5rem;margin-bottom:var(--spacing-2xl);overflow:visible;padding:1.5rem;padding:var(--spacing-2xl);position:relative}.form-section h3{align-items:center;border-bottom:3px solid #e2e8f0;border-bottom:3px solid var(--border-light);color:#0f172a;color:var(--text-primary);display:flex;font-size:1.75rem;font-weight:700;gap:.75rem;gap:var(--spacing-md);margin-bottom:1.25rem;margin-bottom:var(--spacing-xl);padding-bottom:.75rem;padding-bottom:var(--spacing-md)}.form-grid{grid-gap:1.25rem;grid-gap:var(--spacing-xl);display:grid;gap:1.25rem;gap:var(--spacing-xl);grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}.form-group{flex-direction:column}.form-group,.form-group label{display:flex;gap:.75rem;gap:var(--spacing-md);position:relative}.form-group label{align-items:center;color:#0f172a;color:var(--text-primary);font-size:1rem;font-weight:600;margin-bottom:.25rem;margin-bottom:var(--spacing-xs);z-index:1}.input-wrapper{align-items:center;display:flex;position:relative}.input-wrapper input{-webkit-appearance:none;-moz-appearance:textfield;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fff;background:var(--bg-white);border:2px solid #e2e8f0;border:2px solid var(--border-light);border-radius:16px;border-radius:var(--radius-lg);box-shadow:0 1px 2px 0 #00000008;box-shadow:var(--shadow-sm);color:#0f172a;color:var(--text-primary);font-size:1rem;font-weight:500;min-height:44px;padding:.75rem 1rem;padding:var(--spacing-md) var(--spacing-lg);transition:all .3s cubic-bezier(.4,0,.2,1);width:100%}.input-wrapper input::-webkit-inner-spin-button,.input-wrapper input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.input-wrapper input[type=number]{-moz-appearance:textfield}.input-wrapper input:focus{border-color:#4f46e5;border-color:var(--primary);box-shadow:0 0 0 4px #4f46e526,0 4px 6px -1px #00000012,0 2px 4px -2px #00000012;box-shadow:0 0 0 4px rgba(var(--primary-rgb),.15),var(--shadow-md);outline:none;transform:translateY(-2px)}.input-wrapper input:hover:not(:focus){border-color:#818cf8;border-color:var(--primary-light);box-shadow:0 4px 6px -1px #00000012,0 2px 4px -2px #00000012;box-shadow:var(--shadow-md);transform:translateY(-1px)}.input-wrapper input.error{border-color:#ef4444;border-color:var(--danger);box-shadow:0 0 0 4px #ef444426}.input-wrapper input::placeholder{color:#64748b;color:var(--text-tertiary)}.input-icon{color:#475569;color:var(--text-secondary);left:1rem;left:var(--spacing-lg);pointer-events:none;position:absolute;z-index:2}.input-wrapper:has(.input-icon) input{padding-left:3.5rem}.input-suffix{color:#475569;color:var(--text-secondary);font-size:.95rem;font-weight:600;pointer-events:none;position:absolute;right:1rem;right:var(--spacing-lg)}.tooltip{align-items:center;background:#818cf8;background:var(--primary-light);border-radius:50%;color:#4f46e5;color:var(--primary);cursor:help;display:inline-flex;font-size:14px;font-weight:600;height:24px;justify-content:center;position:relative;transition:all .2s 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